Two key drivers of interest rates and mortgage deals are domestic inflation and economic confidence, both of which can be...
Arranging a mortgage can seem like an endless process, full of paperwork. But there are ways to make it easier...
A family-backed mortgage is similar to having a guarantor for a loan or rental agreement. It allows a borrower to...
One of the reasons property is such a popular asset choice for investors is because you don’t need to invest...
LRG one of the UK's leading property services groups, has announced the rebrand and amalgamation of Start Financial Services into...
Shared Ownership (SO) can be a great way to get onto the housing ladder, enabling you to part own, part...
Standard mortgage offers tend to be valid for three to six months, depending on the lender, although it’s usually less...
Over the last year, the Bank of England base rate has fallen steadily from its 15-year high of 5.25% to...
When it comes to mortgages, lenders tend to view the self-employed as being a higher-risk proposition than those who are...
There are lots of factors to take into account when choosing your mortgage, including: Loan to value (LTV) – how...
Mortgages don’t tend to be directly affected by elections, as one of the biggest drivers for interest rates is the...
As part of LRG we're extremely proud to announce our sustained achievement of carbon neutrality for a second consecutive year....
The latest data from UK Finance shows that in the last quarter of 2024, the average buy-to-let (BTL) interest rate...
As a first-time buyer (FTB) embarking on the house-hunting and mortgage application process for the first time, you’re bound to...
Choosing a mortgage product that allows you to make overpayments can help you own a property outright sooner than you...
Following a few years of high interest rates and uncertainty in the mortgage market, the cost of borrowing is now...
When you’re choosing a mortgage product, one of the main decisions you need to make is whether to go for...
When you pay off your mortgage, it gives you the personal and financial security of owning your home outright, plus...
Now that Labour has revealed its first budget, we have some idea of the way it’s going to approach the...
For all types of borrower, there’s positive news on the mortgage front. We’ve seen interest rates falling across the board...
Remortgaging your home is more-or-less the same process as getting the mortgage when you first bought the property, however it’s...
The first piece of good news on the mortgage front is that, on 1st August 2024, the Bank of England...
Whenever there is a change in government, it’s important to see how the financial markets react, as that will then...
Although mortgage interest rates are still at their highest for more than a decade, they have come down since last...
Although the number of cash property purchases rose to almost a third last year, according to Zoopla – up from...
If you’re moving home and have either plenty of equity or savings you can use for a deposit, plus a...
For first-time buyers, it’s looking positive! For some years now, first time buyers (FTBs) have been assessed for affordability based...
Remortgages account for around a third of all new mortgage commitments each year, and a 2023 survey carried out by...
Our Managing Director, Sarah Thompson, has shared her thoughts on today's Autumn Statement:“Today's Autumn Statement announcement has left homeowners, especially...
After mortgage rates started to rise in 2022, borrowers continued to feel the pain at the start of this year....
For many homeowners and property investors, the world of mortgages can be a complex and confusing landscape. One common misconception...
What are green mortgages? Green mortgages are products that increasing numbers of lenders are making available to borrowers – both...
Many people who are moving home assume that they need to look for a new mortgage deal. When the sale...
In the UK, obtaining a mortgage when you're self-employed can be a bit more challenging compared to if you are...
The last year has been hard on borrowers. Mortgage interest rates spiked last autumn following Liz Truss’s disastrous mini budget...
Since the Bank of England base rate started making large jumps around the middle of last year, mortgage rates have...
Borrowing more money against your existing home can serve various purposes, such as funding home improvements, investment in another property,...
With the bank base rate at its highest for 15 years, we have heard of some eye-watering increases to people’s...
There have been a lot of changes to the mortgage market over the last year. In August 2022, prior to...
The best time to remortgage depends on several factors and individual circumstances. However there are some considerations to help you...
By Sarah Thompson, Managing Director of Mortgage Scout The recent changes in the mortgage market, driven by inflation announcements and...
When you’re on the housing ladder, you have an awful lot of outgoings – not least of which may be...
Following the mini budget in September 2022, the headlines about mortgages and the housing market made for some pretty scary...
Maintaining a healthy credit score is crucial for financial stability and accessing mortgage deals. Here are some actionable tips to...
As a result of the Bank of England’s base rate increases over the last 18 months, monthly mortgage payments are...
Buying a property is one of the biggest financial decisions you'll ever make, and getting a mortgage is an integral...
If you're looking to buy a property in the UK, you'll need to decide on a mortgage type. With so...
Currently, it’s estimated that 86% of mortgages are fixed, most of these for 5 or more years. And there is...
In September 2021, according to Moneyfacts, the average two-year fixed mortgage rate was 2.38% and the average two year variable...
In a bid to bring inflation down, the Bank of England has implemented unprecedented increases in the base rate during...
Over the last year, property prices have risen around 8%* which is great news for existing and new homeowners, but...
Following the recent mini budget, the news on the sudden mortgage rate increase will have been scary for any buyer....
In a bid to bring inflation down, the Bank of England has increased interest rates several times consecutively in 2022....
We were absolutely delighted to win Gold for the Best Mortgage Brokers in the South East and Silver for the...
Insurers pay out a whopping £13.9 million per day in income protection, critical illness cover and life assurance according to...
A Grand lesson for Homeowners? A recent story regarding an eco-friendly house featured on Grand Designs has put the focus...
Do your loved ones need a helping hand onto the property ladder? Compared with a decade ago, today’s first time...
The number of first-time buyers active in the market has grown by 85% since 2010! To put this into perspective,...
Mortgage Scout are delighted to have signed the Women in Finance Charter. This is a commitment by HM Treasury and...